Your home oral hygiene habits are your first line of defense against preventable issues, like tooth decay and gum disease. While they are important, they are only half of the care you need for a healthy smile. You also need to visit your dentist in San Antonio at least twice a year for a cleaning and checkup. Now, a wider availability of dental insurance makes it easier than ever to see your dentist every 6 months. It is estimated that 77% of people have dental benefits; however, only one-third of adults saw their dentist last year. Often, lack of regular care is due to the fear of a large bill. If you have dental insurance, you have nothing to fear. You can use your benefits to get the services you need while staying within your budget.
Your Insurance Covers Preventive Care
Dental insurance places a larger emphasis on prevention. By keeping the teeth and gums healthy, it reduces the occurrence of preventable issues. This lowers the need for costly or invasive treatments in the future to reduce your long-term costs for care.
Many dental insurances cover preventive appointments in full or for little to no out-of-pocket costs. You can visit your dentist twice a year to keep your teeth and gums healthy without having to worry about an unexpected bill.
Your Insurance Will Cover Your Treatments
Depending on your specific policy, you will have a set deductible that must be paid prior to your insurance carrier covering their portion of your treatments. After you have paid it, your insurance may cover as much as 80% of necessary services, like root canals, dentures, or tooth extractions.
You will also be given a yearly allowance to use toward other procedures, like orthodontics or cosmetic treatments. You will have to repay your deductible each year prior to using your dental benefits.
You Have the Freedom to Use Any Dentist
Most often, your insurance provider will recommend that you choose an in-network San Antonio dentist. This is because they have pre-negotiated rates with specific dentists to lower the cost of care. While it is recommended, you still have the freedom to choose one who is out-of-network. If you decide to visit one who is not in your network, you will have to pay the difference between the dentist’s rates and your insurance’s allowable amount for care.
Maximize Your Dental Benefits
When using your dental insurance in San Antonio to its full potential, you can visit your dentist regularly without the fear of an unexpected bill. If there should come a time when you must pay out-of-pocket, you can benefit from various payment options and financing plans to make paying for the services easier.
About New Image Dentistry
New Image Dentistry provides complete dental services for patients of all ages. We work with many insurance companies to keep the cost of care affordable. We will help you maximize the value of your policy to help you achieve a healthy smile. If you have any questions about your policy, contact our office today.